Members Insurance - Personal Accident Cover for Competitors FAQS

Personal Accident Cover for Competitors FAQS

Are all competitors covered for personal accident benefits? 

No.

Only events where a Premier Permit has been issued.

How do I find out whether the event is a premier permitted event?

You will need to check with the organising club

If the event is a premier event what are the Personal Accident benefits for competitor?

Death                                                   £10,000
Permanent Disablement                  £20,000
Quadriplegia                                       £40,000
Hospital benefit                                 £2,000 following a 28 day stay in hospital ( 14 days for Trials riders)

If the event is not a premier event with no Personal Accident insurance in place can I purchase this cover?

You can, but this is an individual responsibility of the rider concerned and not something for the ACU to do on your behalf.  There are insurance companies out in the market place who provide this, it is something the rider needs to research for himself.   For example Sports Insure and/or Moris provide this cover, there are other Companies who do this as well.